$4,500 HSA Plan
Aetna Select℠ (Open Access).
Deductible$4,500 / $9,000
Out-of-pocket max$7,500 / $15,000
- Preventive care: covered in full
- Primary care: covered in full after deductible
- Specialist: covered in full after deductible
ENNOVA 2026 employee benefits
Your benefits, made easier to use.
Find information about your enrolled medical, dental, vision, life and disability benefits, download plan documents and know where to go when you need help.
What is covered before the medical deductible?
View preventive services ↗In-network preventive care is covered at no charge on all three HSA plans. Other non-preventive medical services generally require you to meet the deductible first.
Medical plan information
Your ENNOVA medical benefits.
All three medical plans are HSA eligible. Plans 1 and 2 use the national Aetna Select Open Access network; Plan 3 uses the Memorial Hermann Accountable Care Network. No primary care physician selection or specialist referrals are required for any plan.
$2,500 HSA Plan
Aetna Select℠ (Open Access).
Deductible$2,500 / $5,000
Out-of-pocket max$3,750 / $7,500
- Preventive care: covered in full
- Primary care: $25 after deductible
- Specialist: $75 after deductible
$2,500 Memorial Hermann HSA Plan
Memorial Hermann / Aetna Select network.
Deductible$2,500 / $5,000
Out-of-pocket max$3,750 / $7,500
- Preventive care: covered in full
- Primary care: $25 after deductible
- Specialist: $75 after deductible
More than medical
Protection across the whole benefits package.
ENNOVA also offers Aetna dental and vision coverage, plus employer-paid life, short-term disability and long-term disability coverage through UnitedHealthcare.
OTC
Medical + dental allowances
Both allowances use the same CVS OTC Health Solutions portal. Medical: $35 each calendar quarter. Dental: $50 each plan year.
24/7
Teladoc access
General medical visits are $58 or less; mental health and dermatology services are also available.
Free
Employee Assistance
Confidential support for employees and household members, including counseling and daily-life resources.
$160
Vision allowances
Contacts and eyeglass lenses can both receive the allowance in the same plan year when contacts are purchased first.
$50K
Life + AD&D
Employer-paid basic life coverage with a matching AD&D benefit.
60%
Short-term disability
Up to $750 per week for up to 13 weeks.
60%
Long-term disability
Up to $5,000 per month after a 90-day elimination period.
No max
Dental benefits
No annual benefit maximum. An assigned participating primary care dentist is required for covered services.